9/25/20 Best Bet: NFL Handicapping 101: no non-quarterback is worth more than 2 points to an NFL line. With that said and the absence of Christian McCaffrey, it is important to try to understand what this line would be with him playing. So, all variables the same (Herbert starting, the game is in LA, Panthers coming off of 2 consecutive losses), except the best running back in football is suiting up for Carolina. I would make the line about Chargers -4. Then why would this line be -6.5? Is Mike Davis (McCaffrey’s replacement) not good at football? Just two short years ago the Bears paid him real money to play for them…they thought he was good. Also, in 2020, running backs are basically interchangeable. Davis is good enough. Put all that in with the Panthers have tape on Herbert now and have been game planning for him all week…yea, I’m on the Panthers +6.5. (P.S. notice how this line never got to +7 during the week? That’s on purpose, the bookmakers are begging you to take the Chargers)